For dealers, agencies & lenders

Your next customer is already looking.

Find customers shopping for what you sell. For dealers, we match shoppers to your inventory and help them look for extra cash when the down payment or trade-in is holding up the deal.

Where do you fit in?

Pick your team. We’ll make it simple.

Help your customer get the deal done.

We don’t provide auto loans. We support dealers by matching shoppers to inventory and helping customers explore separate payday, installment, and personal loan options for down-payment or negative-equity gaps.

Let’s talk dealer deal support

Picture this

Your customer is $1,500 short. Don’t lose the deal yet.

They found the SUV they want on your lot. They need $3,000 down but only have $1,500.

Where we come in

We help them look for a separate loan to cover the difference. Our goal is a completed credit app, the story behind their credit, and the customer on the phone with your team—not another name and number to chase.

Your team’s next move

Your dealership handles the car loan. You confirm the extra borrowing is allowed by your lender.

Illustrative example, not a customer result or loan offer. Availability and approval are not guaranteed. Any additional loan creates a separate repayment obligation.

Start close to home

Reach shoppers in the area your business serves.

Keep the story together

Know what the customer wants, what’s holding them up, and how to reach them.

See how the connection happens.

See an example of the customer details your team can work with. Try the demo below.

Tire + wheel in North Phoenix

Illustrative demo. Names, scores, and activity shown are sample data, not a live customer feed.

Every customer has a story.

Less guesswork.
More to talk about.

A car for the commute. Tires before the next road trip. Furniture for a new place. Understanding the why helps your team work on the how.

Explore the purchase categories
  1. Start with something local.

    A shopper visits a page about what they want to buy in their area.

  2. Get to know the need.

    We ask what they want to buy and where they need help, so your team has more than a name and phone number.

  3. Make a useful introduction.

    Your team gets the lead and the customer’s story, so you know where to start the conversation.

A little help for your whole team.

Find customers, follow up, and track their applications in one place.

Find customers.Get leads from people shopping for vehicles and other purchases.

Shopping activity helps us identify what a customer is looking for, so your team can focus on relevant leads.

Stay close to your market.Customer pages focus on what you sell and the area you serve.

Pages carrying your brand ask about the purchase and what’s holding the customer back.

Keep the team in the loop.Track referrals, applications, approvals, and funded activity in one place.

Branded referral links, application tracking, draft save-and-resume, and reporting help your team see what happens next.

Help close the cash gap.
Keep the deal moving.

We don’t provide auto loans. We help dealers connect customers with separate loan options when a down-payment shortfall or negative equity is holding up a deal.

Over 150 lenders. Separate loan options.

Our network includes lenders offering payday, installment, and personal loans. The dealer handles the vehicle financing; we help customers explore options for the cash gap.

These options may help cover a down-payment shortfall or negative equity and, depending on the auto lender’s requirements, may help reduce dealer bank fees.

Available request range
$100-$35,000
Lending partners
150+

We Finance USA is not a lender and does not provide auto loans. Approval, rates, fees, and terms vary by lender and loan type. Additional borrowing creates a separate repayment obligation and must meet the auto lender’s requirements. Approval and lower dealer bank fees are not guaranteed.

Big plans come in all sizes.

From the daily commute to a new place to call home. Pick a category to see the kinds of needs we help partners connect with.

Help with the cash gap, not the auto loan.

The dealer handles the vehicle financing. We help customers explore separate loan options for down-payment shortfalls or negative equity, with a goal of completed credit apps, the story behind their credit, and the customer on the phone with your team.

Where your team can help

  • A down-payment shortfall on a vehicle the customer wants.
  • Negative equity that leaves a deal short of cash.
  • A cash gap that keeps an otherwise promising conversation from moving forward.

What your team needs to know

  • The vehicle, available inventory, and the amount of the gap.
  • The full application and customer story for your lender.
  • Whether they prefer a call or text, and when they can speak with your team.

An example, not a promised outcome

The customer has found the right vehicle, but the cash needed to close is out of reach.

Keep the vehicle financing with your dealership. Explore separate cash-loan options with the customer, subject to eligibility and your auto lender’s requirements.

Explore dealer deal support

Examples illustrate customer needs, not guaranteed programs or approvals. Availability depends on your market and partnership. Any loan is a separate repayment obligation; lender eligibility, rates, fees, and terms apply.

Dealer deal support

Your deal. A little extra support.

You handle the auto financing. We help when a customer needs additional cash to move the deal forward, while matching shoppers to your inventory and working to get the customer on the phone with your team.

50 million

high-intent automotive shoppers accessible each month across the top 10 third-party sites.

Monthly audience access, not leads delivered to an individual dealership.

  • Match the shopper to your lot.

    We match customers to your inventory, so the conversation starts with vehicles you actually have.

  • Bring the application and the story.

    Our goal is a completed credit app and the story behind the customer’s credit, so you have something to take to your lender.

  • Connect their way. Aim for a warm call.

    We work to establish contact through the customer’s preferred method, with warm call transfers as the goal.

  • Look for the needs others may miss.

    We actively seek shoppers who need more cash for a down payment or help addressing negative equity. Those needs are part of the conversation from the start.

Let’s find your fit.

Tell us about your team and your market. We’ll talk through the program, what’s included, and what getting started looks like.

One-time software and data license.

One agreement covers the software, local customer pages, shopper data, and support.

  • Customer pages for your local market
  • Shopper data
  • Lead access and delivery
  • Launch and operating support

Tell us a little about your team.

I’m contacting you as a…

Built for dealers, agencies, and lenders.

Good questions. Straight answers.

What is the core product?

We help dealers and other businesses find customers shopping for what they sell. Dealers also get support when customers need separate cash for a down payment or negative equity.

Where do the customers come from?

Our shopper data comes from AudienceActivator.ai, another division of TredFi. We use shopping activity to help find people looking for what you sell. Local pages ask about the purchase before the lead reaches a partner.

How does pricing work?

Pricing is structured as a one-time software and data license.

Which marketplace categories are available?

Active programs include dealer deal support, tire and wheel, furniture, electronics, jewelry, service and repair, and related purchase categories. Availability is matched to each partner’s market and goals.

How is the automotive program different from buying leads?

We match shoppers to your inventory and actively seek customers who need additional cash for a down payment or help addressing negative equity. Our goal is a full credit application and a customer story your team can relay to a lender. We work to establish contact through the customer’s preferred method and aim for warm call transfers.

Can this help reduce dealer bank fees?

Separate financing may help address a cash gap and, depending on the auto lender’s requirements, may help reduce dealer bank fees. It is not a guaranteed outcome. The dealer must confirm that the additional borrowing is acceptable to the auto lender.

Do you provide auto loans?

No. The dealer handles the vehicle financing. We help customers explore separate payday, installment, and personal loan options through a network of over 150 lenders. These options may help with down-payment shortfalls or negative equity. Additional borrowing creates a separate repayment obligation and must meet the auto lender’s requirements. Approval, rates, fees, and terms vary.

Something else on your mind?

Let’s talk

Part of TredFi

The companies behind
your next customer.

We Finance USA helps businesses find customers and helps dealers work deals that need extra cash. Our shopper data comes from AudienceActivator.ai. Both companies are divisions of TredFi.

AudienceActivator.ai

The data behind the connections. A fellow TredFi division providing the data that powers We Finance USA.

Explore AudienceActivator.ai

TredFi

The parent company of We Finance USA and AudienceActivator.ai. One team brings together the shopper data and the tools your business uses to follow up.

Explore TredFi