Before pre-approval
You can apply at any of our partner stores online or in-store. If approved, you will be provided with an available Katapult lease purchase agreement limit that can be used to lease to own a product.
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After pre-approval
‍For qualified products, you may get a lease purchase agreement in a few simple clicks.
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- Select the Katapult button on the checkout page
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- Enter a few pieces of information to verify your identity and payment information. Don’t worry, our application does not request checking account, employment verification or personal references.
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- Receive an instant decision
- Review and submit your order and the retailer sends you the products!
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We’ll send you a welcome email that gives you access to your account, customer service, and more.
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In addition, you have several options to acquire ownership of the product you are leasing. Katapult lease to own offers flexibility that may make it more attractive than financing. With each payment, you have the option to continue leasing, buyout, or return your items.

With Katapult, the power to save is in your hands. Katapult offers early payoff options to keep more money in your wallet. The sooner you payoff the more you save.
If life gets in the way and an early buyout is not an option for you right now, that’s okay, with Katapult you can continue to lease to own and make payments on a schedule that is convenient for you.
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Visit the “How it works” page under for more details.

No credit? Bad credit? No problem. We understand that things come up in life. We work with customers that have no credit, bad credit or a bankruptcy.

“No credit required” does not mean nor imply that no inquiry will be made of credit history or creditworthiness.

We may check past transactional history and report information about your lease purchase agreement to credit reporting agencies, but no established credit history is necessary.

Katapult provides you with an available Katapult lease to own amount that can be used to lease products once you are pre-approved. Your available Katapult limit can be viewed on the success page of your application, in emails that Katapult sends upon approval, and on your personal account page here.
Pre-approvals are not guaranteed indefinitely and may change based on varying factors, such as your personal financial circumstances, where you shop, and how long ago you applied, among other factors.

Katapult may change your pre-approval in our sole discretion, at any time, without notice to you.
Review the Customer Portal for your most recent pre-approval information.

Yes.
We offer customers additional approval amounts for being a great customer that can be used towards another lease purchase agreement.
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Accommodations and or material changes to a customers existing lease agreement may inhibit the opportunity to enroll in additional lease agreements.

No. Katapult will never charge you a late fee. Ever.

Customers have the right to return their product within 30 days of receipt of their product or such other deadline as stated in your return policy and receive a refund of applicable money paid with the exclusion of the initial payment, unless refunding the initial payment is required by applicable law.

Your return policy stays in effect for transactions made with Katapult.
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If your return window of 30 days (or more where applicable) has passed, customers may contact Katapult and return the product(s) to Katapult, releasing them from future payments.
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If returns are applicable by your retailer, or if assistance is needed, please contact Katapult’s customer service by calling 833- KATAPULT (528-2785) or via email returns@katapult.com or using LiveChat.