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Short-Term Loan
They might be called different things, but they’re all designed to provide you with temporary financial relief.
Simply Receive the Loan Money
Your loan will be deposited directly in your bank account, usually as soon as the next day.
Get StartedThey might be called different things, but they’re all designed to provide you with temporary financial relief.
Simply Receive the Loan Money
Your loan will be deposited directly in your bank account, usually as soon as the next day.
It's That
Simple
Simple
Instant Results
Our system surfaces lenders who say YES.
Cash to Your
Account
Account
Review terms, E-sign, and get funded - often next business day.
A Few Minutes to Complete Our Secure Online Form
Connect with a
Helpful Lender
We’ll search our network for a lender who can help. We make the process simple. No need to visit hundreds of websites and fill out numerous paperwork.
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The Need for Speed
Our online service readily serves your need to connect with a lender. The process takes a few minutes. Fill out our secure online form and we send an encrypted copy to an authorized lender to approve. Once you submit your information, you will be redirected to the lender’s website where you can review the terms of the loan, including details about all the applicable rates and fees. If you accept these terms, the lender will deposit money directly into your bank account as quickly as the next business day. Every inquiry received is handled with care and speed.
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Your Loan, Your Business
We recognize a personal loan is a private matter. Reasons for needing money range from critical automobile maintenance, unexpected medical expenses, much needed family vacation, basic home improvements, etc. Whatever your reason, we respect your privacy. Thus, we work with lenders familiar with your situation and are ready to help.
Get StartedWhy 153,000+
borrowers choose us
borrowers choose us
One form, multiple offers—stop submitting details on every site.
Check eligibility first—review offers before you commit.
Military-friendly—offers above 36 % MAPR are filtered out.
Plain-English terms—no hidden origination or prepay fees.
Loan
+$4,300
Term
30 MONTH
Finance Charge
$2,281.78
Total
Payback
Payback
$6,581.78
APR
35.99%
Frequently Asked Questions
Got Questions? We’ve Got Answers.
Find clarity on how we work, our approach, and what makes Kauri Black Orchid unique.
What is a short term loan?
Personal loans might be called different things, but they’re all designed to provide you with temporary financial relief.
Who can qualify for a personal loan?
Most lenders or lending partners require you to:
- Be employed in your current position for approximately 90 days or have another source of adequate and predicable income;
- Be at least 18 years old, and a US citizen or a permanent resident;
- Have an income of approximately $1,000 per month after tax withholdings; and
- Have a valid email address, work phone number and home phone number.
How much can I borrow?
The amount a lender or lending partner is willing to give you depends on how the lender or lending partner evaluates a number of factors, including your state of residence and applicable legal restrictions (loans are not available in all states). Many lenders or lending partners in our network will loan between $100 and $5,000.
How will I receive the loan money?
Once the lender or lending partner approves your loan and you accept the loan terms, your loan will be deposited directly in your bank account, usually as soon as the next day.
If I have bankruptcy or bad credit, can I still get a loan?
Personal loans generally are offered for people with good credit, although each lender or lending partner has its own underwriting policies. An alternative for those with bad credit may be to seek a short-term consumer loan. If we cannot find a lender or lending partner that can offer you a personal loan for the amount you requested, we will search our network of short term lenders or lending partners to see if we can find a short-term lender or lending partner for you.
How long does the process take?
It should only take a few minutes to complete our secure online form. After we receive your information, we immediately start looking for a lender or lending partner that is willing to work with you. You should have a response from one of our lenders or lending partners within minutes. Final approval and funding is often done in as little as 24 to 48 hours.
Will I need a printer or fax machine?
Some lenders or lending partners will ask for your permission to access your information such as bank statements or income verification online, saving you from having to fax or email copies of those documents. However, your lender or lending partner might need you to fax or email a copy of your bank statement, paycheck stubs or other information. If you do not have access to a scanner or printer, consider visiting Office Max, Kinkos or another office service provider. You should also have access to a printer so you can print a copy of your loan agreement. If you have questions after your loan is funded, you will need your lender’s or lending partner’s contact information!
What is the cost of a short term consumer loan
There is no cost to use weFinanceusa.com’s marketplace service. The actual cost of your loan may vary by lender or lending partner. You will be provided information on the rates and fees before you accept the loan. Personal loans are not designed as long term financial solutions but are often less costly than late charges, NSF fees or reconnect fees for overdue utilities. Please only accept a loan if you believe you have the ability to repay it.
If I already have an outstanding cash advance loan is it possible to get a new one?
You may be allowed to secure more than one personal loan at any given time, but this will depend on your state’s laws as well as your lender’s or lending partner’s practices. If you have an outstanding personal loan or other personal loan, you should let your new lender or lending partner know about it before you accept a new loan.
When and how do I repay my loan?
If you have selected the convenient and secure ACH payment option, your loan payment will be withdrawn from your bank account on its due date. This option is designed for convenience and helps you avoid potential late fees or default! If you need an extension on your loan, please contact your lender or lending partner before you miss a payment (additional fees may be involved).
What happens if I’m late with a payment?
Each lender or lending partner has its own late payment policy and fees. Check your loan documents for details or contact your lender or lending partner directly. Some states may regulate or limit late fees.
How is my private information protected
We use industry-recognized security and advanced encryption technology to protect your personal information. Your information is transmitted and stored securely in an encrypted format. Please review our privacy policy for additional details.
When can I get another loan?
You can use our service to get a new loan at any time (subject, of course, to state law restrictions). If you have recently taken out another personal loan that is still outstanding, please inform your new lender or lending partner before accepting a new loan.
Is an extension possible on repaying my loan, and how many extensions can I get?
The rules on extensions or “rollovers” varies among lenders or lending partners and also may be regulated by state law. Some states allow for multiple rollovers while others do not allow it at all. If you need an extension on your loan, make sure to contact your lender or lending partner before you miss any payments. Most lenders or lending partners will work with you to help you avoid missing payments or defaulting on your loan.
What happens if I’m not able to repay my loan?
If you can’t make your loan payments on time, you may be in default of your loan obligations. Late payments and loan defaults may adversely affect your credit and may make it difficult to obtain future personal loans.
If you can’t make your payments on time, don’t ignore it! Talk to your lender or lending partner ahead of time and see what they can do to help you make the best of the situation.
Is an extension possible on repaying my loan, and how many extensions can I get?
The rules on extensions or “rollovers” varies among lenders or lending partners and also may be regulated by state law. Some states allow for multiple rollovers while others do not allow it at all. If you need an extension on your loan, make sure to contact your lender or lending partner before you miss any payments. Most lenders or lending partners will work with you to help you avoid missing payments or defaulting on your loan.
Our Happy Clients
Bad Credit Approval Success
“I honestly didn’t think I’d get approved anywhere with my credithistory, but We Finance USA proved me wrong. Filled out one quickapplication and had multiple offers in less than 24 hours. I was able toget into a reliable SUV with a payment I can actually afford. Thisservice is a lifesaver!”
Maria S.
Down Payment Assistance
“My old car finally gave out, but I didn’t have enough for a downpayment. We Finance USA connected me with a lender that helpedcover it. The process was simple, and I drove away in my new car thesame week. Highly recommend!”
James T.
Negative Equity Relief
“I was upside-down on my trade-in and thought I’d be stuck for years.We Finance USA found a dealer and lender who worked together toroll me into a newer, more affordable car. I couldn’t believe howpainless it was compared to my last experience.”
Danielle K.
First-Time Buyer Help
“As a first-time buyer with limited credit, I was nervous about thewhole process. The We Finance USA team walked me through eachstep, and I ended up with a great interest rate and a monthly paymentthat fit my budget. They made it stress-free.”
Chris B.
Fast & Easy Process
“I applied online on a Monday morning, got a call that afternoon, andwas signing papers by Wednesday. Having multiple offers to choosefrom gave me control over my loan instead of feeling stuck with oneoption. A+ service.”
Alexandra R.
Help After a Denial Elsewhere
“Another dealership told me there was nothing they could do. I foundWe Finance USA, and within 2 days I had financing approved throughone of their lenders. Now I’m driving a car I love instead of stressingabout repairs on my old one.”
Brain L.
Privacy Policy
The purpose of the wefinanceusa.com Privacy Policy is to provide you with a comprehensivedescription of wefinanceusa.com online and offline practices regarding the collection, use,disclosure, and sale of personal information and of the rights of consumers regarding theirpersonal information.
Collection of Personal Information
We collect the following personal information about consumers:
Category
Categories of sources from which the information was collected
The business orcommercial purposefor which theinformation wascollected
Identifiers such as a real name, postal address, unique personal identifier, online identifier, Internet Protocol address, email address, social security number, and driver’s license number.
Consumers directly
To connect consumers with a lender and offer other services they may be interested in.
Categories of personal information* such asname, social security number, address, telephone number, driver's license or state identification card number, employment, bank account number, and other financial information.
Consumers directly
To connect consumers with a lender and offer other services they may be interested in.
Characteristics of protected classifications underfederal law and applicable state law, such asage.
Consumers directly
To connect consumers with a lender and offer other services they may be interested in.
Geolocation data such as your approximatelocation.
Data analyticsproviders
To connect consumers with a lender and offer other services they may be interested in.
*as described in subdivision (e) of California Civil Code Section 1798.80
Disclosure or Sale of Personal Information
We disclose or sell the following categories of personal information to third parties for abusiness or commercial purpose:
Category
The categories of thirdparties to whom theinformation wasdisclosed or sold
Identifiers such as a real name, postal address, unique personal identifier, online identifier, Internet Protocol address, email address, social security number, and driver’s license number.
Lenders, lender-networks,and other marketing partners.
Categories of personal information* such asname, social security number, address, telephone number, driver's license or state identification card number, employment, bank account number, and other financial information.
Lenders, lender-networks,and other marketing partners.
Characteristics of protected classifications under California or federal law such as age.
Lenders, lender-networks,and other marketing partners.
*as described in subdivision (e) of California Civil Code Section 1798.80
We do not collect or sell the personal information of minors we know to be under 16 years ofage without affirmative authorization.Your email could be shared with one of our preferred mailing partners and other brands believedto be of interest to you for the purpose of sending third party promotional email communication.You may unsubscribe from any such emails at any time.
Security
To protect your personal information from unauthorized access and use, we use securitymeasures that comply with federal law. These measures include computer safeguards andsecured files and buildings. Wherever we collect sensitive information, that information isencrypted and transmitted to us in a secure way.
Cookies
We use "cookies" on this site. A cookie is a piece of data stored on a site visitor's hard drive tohelp us improve your access to our site and identify repeat visitors to our site. Cookies can alsoenable us to track and target the interests of our users to enhance the experience on our site.
Limiting Sharing
To limit our sharing, email us at info@wefiusa.com.
Contact for More Information
For California Consumers
If you are a California consumer as defined by the California Consumer Protection Act (“CCPA”)you have the following rights:
1. Right to Know About Personal Information Collected, Disclosed, or Sold
You have the right to request that wefinanceusa.com disclose the personal information we collect, use, disclose, and sell by sending a request to info@wefiusa.com or by clicking here. For categories of information collected or disclosed, please refer to the information provided above, which reflects the categories of information collected or disclosed in the last 12 months. In order to verify your request for information, you must provide your name, email, and phonenumber. A verification link will be sent to your email address. It will direct you to a verification page where you must provide your name, email address, date of birth, driver’s license numberor state ID number, and Social Security number. We will match the personal information provided by you with personal information maintained by wefinanceusa.com. You will also haveto submit a signed declaration under penalty of perjury that you are the consumer whosepersonal information is the subject of the request. Once your identity is verified, your request willbe processed in a timely manner.
2. Right to Request Deletion of Personal Information
You have the right to request deletion of your personal information collected or maintained by sending a request to info@wefiusa.com or by clicking here. In order to verify your request for deletion, you must provide your name, email, and phone number. A verification link will be sent to your email address. It will direct you to a verification page where you must provide your name, email address, date of birth, driver’s license numberor state ID number, and Social Security number. We will match the personal information provided by you with personal information maintained by wefinanceusa.com. You will also haveto submit a signed declaration under penalty of perjury that you are the consumer whose personal information is the subject of the request. Once your identity is verified, your request will be processed in a timely manner.
3. Right to Opt-Out of the Sale of Personal Information
You have the right to opt-out of the sale of your personal information.You can direct wefinanceusa.com to stop selling your personal information, and to refrain from doing so in the future, by clicking here or sending a request to info@wefiusa.com.If you are an Authorized Agent acting on behalf of a consumer to exercise their right to opt-out, send an email request to info@wefiusa.com. You will be required to submit documentation as proof of the agency relationship.
4. Right to Non-Discrimination for the Exercise of a Consumer’s Privacy Rights
You have the right to receive non discriminatory treatment by us for the exercise of your privacy rights conferred by the CCPA. Unless permitted by the CCPA, wefinanceusa.com will not:
- Deny you goods or services
- Charge different prices or rates for goods or services, including through the use ofdiscounts or other benefits or imposing penalties.
- Provide you a different level or quality or services if you exercise your rights under theCCPA.
- Suggest that you will receive a different price or rate for goods or services or a differentlevel of quality of goods or services.
5. Authorized Agent Requests on Behalf of a Consumer
You have the right to designate an authorized agent to make a request under the CCPA on your behalf. To make a request on behalf of a consumer as an authorized agent, please send an email request to info@wefiusa.com. You will be required to provide documentation that provesthe agency relationship.
Last updated: July 1, 2020
Policy on ResponsibleLending
State Regulations
Lenders and lending partners are required to abide by applicable federal, state and local laws.This may include interest rate limits, loan terms, limits on rollovers, the number and frequency ofloans, fees, and more. Before you accept any loan, you should educate yourself in regard to theloan you are seeking, including the rules, regulations and laws that might apply to that loan andthe lender or lending partner offering it.
Truth in Lending Act (TILA)
The Truth in Lending Act requires lenders and lending partners to give you in writing the exactfees, interest rate and other details regarding your loan. This should be presented to you prior toany agreement being executed. lenders and lending partners may not offer terms that exceedany applicable laws, regulations, or rules. Most specific terms of your loan will be governed bythe applicable state law.
Dodd-Frank Wall Street Reform Act
The Dodd-Frank Act requires that all lenders and lending partners practice fair lending. The Actempowers the Consumer Financial Protection Bureau (CFPB) to issue regulations that prohibitabuse and unfair lending practices, which includes regulations designed to prevent disparitiesamong consumers of equal creditworthiness but are of a different race, ethnicity, gender or age.
Opening a New Account (including loans) RequiresDisclosure of Personal Information
Federal law requires lenders and lending partners and other financial institutions to know whothey are working with. The law is designed to fight money laundering and funding of terroristnetworks. Therefore, you may be required to provide your name, date of birth, address, yoursocial security number and other information. Your lender or lending partner may ask you toprovide a valid state or federal ID to verify your personal information
Definition
State Regulations
ACH - This stands for automatic clearing house, which is mainly a method used to transfer funds to and from bank accounts.
APR or Annual Percentage Rate - This is the cost of credit which is expressed in a yearly rate. This is not the same as contract interest rate.
Balance - This refers to the outstanding in your bank account.
Bankruptcy - This is a legal proceeding in America's Federal Court which in entered into by a borrower. This is often someone who is not able to pay back his debts which allows for them to negotiate some form of partial payment or the selling of a borrower's assets. Bank ruptcy information will stay on the credit history of a person for up to a decade.
Budget - A plan or method used for spending management and for saving money.
Caps - The established limit of an amount's interest rate which can be increased to anadjustable rate mortgage loan.
Cash advance - This refers to a source of cash which can be taken in the case of emergencies. This is for people who are employed but may not have access to other sources of credit. This is meant to bridge the financial gap in between now and the next pay day. The interest is charged from the date it is advanced.
Charge off - This is a credit card debt or loan which is written off as being uncollectible from a borrower. This at times is the case when the loan has been sold or given the debt to some collection agency. This debt remains collectable.
Checking account - The money which is kept in savings or a bank for safe keeping. This moneycan be withdrawn easily by simply writing out a check or using an ATM machine.
Security or Collateral - Often an asset which is pledged in order to assure repayment of debt.
Compound interest - Interest which is computed on the loan's balance, the balance will includeall interest which is unpaid.
Co-signer - An individual who willfully signs a loan agreement with the borrower and partly assumes responsibility of repayment of a loan.
Credit - The promise to pay the amount at a later date for services or goods availed presently.
Credit request - A request for credit given in writing. At times an request fee will be charged in order to cover the cost of processing the loan.
Credit bureau - An organization that works to compile the credit histories of would be borrower sand also provides these reports to lenders and lending partners. These reports are used by lenders and lending partners for making decisions. Experian, TransUnion and Equifax are thelargest credit reporting agencies in America.
Credit card - This is a card issued by the bank in order to make payments for purchases. The outstanding balance is subject to interest.
Credit counseling - A type of counseling which is provided by organizations aimed at helping consumers with ways to repair their credit so as to get their financial affairs back on track.
Credit limit - The most amount of money which is allowed to be charged on a line of credit orcredit card.
Credit line - This is also often referred to personal line of credit and is the maximum amount aperson can get against his or her account. Once the credit line has been repaid the person can then re-borrow against this account.
Credit report - This is a report which is actually the history of a person's debt repayment, outstanding debts, bankruptcies and late payments. It will also have his or her bank ruptcies.
Creditor - A business or person from who you are borrowing or someone you owe money to.
Debit card - This is a card issued by a bank or some other financial institution and often used for purchases. The purchase is deducted directly from a checking account.
Debt - The amount which is owed to a lender or lending partner.
Debt Consolidation - This refers to a strategy which is at times used by people to improve their debt management issues. Instead of opting to pay several bills every month a consumer will just pay his debt with one bill to one financial institution.
Default - The failure to pay back a loan or meet the terms the loan agreement.
Delinquency - Failing to pay on time.
Direct Deposit - This is an electronic funds transfer directly to a bank account, so paper check isnot needed.
Equal Credit Opportunity Act - This is a federal law which prohibits lenders and lending partnersfrom any sort of applicant discrimination.
E-Signature - Often referred to as an electronic signature this requires a software which binds your signature or some other mark to a document. The E-sign bill was passed by the government in June 2000 which legalizes this signature.
The Fair Credit Reporting Act - This is a federal law which gives borrowers the right to lean exactly what info credit reporting agencies currently have on them, it also enables them todispute incorrect data.
FDIC or Federal Deposit Insurance Corporation - Usually a federal agency which insures a consumer's deposit in their savings and for a loan of up to $100,000 for every account. These deposits will include savings and checking accounts and also deposit certificates.
Finance charge - Credit costs expressed in a dollar amount.
A fixed interest rate - A rate of interest which will not change through the term of the loan.
Foreclosure - This is a legal process in which collateral that has been pledged for a loan can besold in order to repay the loan if the borrower defaults.
Installment loan - This is a loan that has a predetermined number of payments and loanamount.
Interest - A fee that the lender or lending partner charges for borrowing a sum of money.
Interest rate - A rate that a lender or lending partner will charge borrowers in order to borrowmoney from them. It is expressed in percentage % per annum.
Judgment - This is a court order which is made by the court and which is related to a lawsuit. Itactually decides who wins the case.
Late payment fee - This is a charge for a payment which is not received in time.
Lease - This is a legal contract which allows a consumer to use some asset like a car forpayment. The asset needs to be returned once the lease term ends.
Lender or Lending Partner - A business or a person who lends or even offers loans to people.
Liable - to have legal responsibility.
Lien - When a creditor lays claim to a piece of property to ensure his debt is paid off.
Loan - Any amount which is borrowed so that it can be repaid later with added interest.
Loan Agreement - This is a legal contract which details the conditions and the terms of the loan.
Mortgage loan - This is used to purchase a piece of real estate. Here the property is actually the security for this loan.
Public Record - This is information which is gotten from federal, state or other sources which details a person's history of financial obligations which includes child support and alimony.
Refinance - To pay off an existing loan with whatever proceeds have been had from the newloan in order to enjoy a lower interest rate.
Repossess - The voluntary or forced surrender of items in the case of a consumer's failure topay back a loan.
Right of recession - The right of a borrower to cancel the contract within just three working days.
Savings account - The money which his kept in a savings account and for safe keeping. Bigreason here is that savings accounts will earn interest on money kept in this account.
Secured loan - This is a loan where the borrower will pledge his asset like a car or home whichwill be sold if he is not able to pay back the loan.
Security - check collateral.
Simple interest - The interest is computed on the basis of outstanding as long as some portionsremain still unpaid.
Title - A document which proves ownership of property.
Truth in Lending Act - This is a federal law which mostly requires lenders and lending partnersto be able to disclose to their borrowers the actual cost of the loan. This will include the actual interest rate as well as the terms and conditions of this loan in an easy to understand fashion.
Unsecured loan - This is a loan given on the bases of a borrower's word to pay back.Variable interest rate - This is an interest rate which will change based on the current index, like a prime rate.
Yield - Often used for an effective rate of return which is paid on money market accounts, bonds or savings.
Rates & Fees
WeFinanceUSA.com service is always free WeFinanceUSA.com is not a lender or lendingpartner and does not provide lending services directly to consumers. Based on the informationyou submit, WeFinanceUSA.com searches its database housing its network of lenders andlending partners to connect you with a lender or lending partner and that may offer you a loan.
The Truth in Lending Act requires full disclosure of all loan fees and interest rates that borrowersmay incur. All fees and rate information should be disclosed to you by your lender or lendingpartner at the time of approval. Upon the conclusion of lender or lending partner approval, mostlenders and lending partners will direct you to an e-signature page. This page is provided to youby the lender or lending partner to which you were connected.
Full Disclosure of Terms
The lender or lending partner provides documents that contain all fees and rate informationpertaining to the loan being offered to you by the lender or lending partner. Please review thefee and rate information provided to you by your lender or lending partner at this time thoroughlyand completely before agreeing to the terms of the loan. You are under no obligation to acceptthese terms. If you decide the loan terms detailed in the lender or lending partner contract areacceptable and wish to proceed with the loan process, e-sign the page and await transfer ofyour funds.
The loan fees and interest rates are determined solely by your lender or lending partner, withspecific amounts determined based upon the information you submitted to the lender or lendingpartner.WeFinanceUSA.com has no control or knowledge of the loan details between you andyour lender or lending partner. You are under no obligation to continue with the request processif you find a particular lender’s or lending partner’s loan terms unsuitable.
Late Payment Policy
Lenders and lending partners have varying policies regarding late payments. Review the latepayment policy detailed in the loan documents provided to you by your lender or lending partnerbefore appending your e-signature, and thereby agreeing to the loan terms. All lenders andlending partners, however, must abide by applicable laws, rules, and regulations regarding latepayment fees.
Non-payment Policy
Additional fees or charges may apply to you in the event that you are unable to repay your loan.WeFinanceUSA.com uses commercially reasonable efforts to work only with reputable lendersand lending partners dedicated to pursuing collections of past due accounts with conduct that isfair and reasonable
Loan Renewal Policy
Loan renewal policies are largely governed by state regulatory legislation. In states whererollovers, or repayment term extensions, are allowed, interest rates, along with any late fees thatmay be assessed, can add a substantial dollar amount to the end price of your loan.
Important Disclosures. Please Read Carefully.
Persons facing serious financial difficulties should consider other alternatives or should seek out professional financial advice.
This website uses Site Visit Recordation Technology to memorialize site visits, including technology provided by third parties like Jornaya’s LeadiD. By submitting your information through this website, you consent to the use of Site Visit RecordationTechnology.
The owner of this website is not a lender or agent of any lender and does not take loan applications or otherwise engage in lender-related activity (including without limitation making credit decisions or arranging, brokering, originating, servicing, underwriting, funding, or collecting payments for any lender). Submitting your information via thiswebsite is a request to be connected with one or more financial service providers that may be able to help you with your financial needs, each being responsible for taking acredit application, verifying your information, and making their own credit decisions.
The services offered by this website are administrative only (frequently referred to as “lead generation”) and are offered to you free of charge. Lenders and other financial service providers pay a fee to be connected to consumers in search of financial services, often based on a ping tree model similar to Google AdWords where the highest available bidder is connected to the consumer.
In some cases, you may be given the option of being connected to a tribal lending enterprise (“TLE”). TLEs are subject to tribal and certain federal laws while being immune from state law including usury caps. If you are connected to a TLE, please understand that the tribal lender’s rates and fees may be higher than state-licensed lenders. Additionally, TLEs may require you to agree to dispute resolution in a tribal jurisdiction. You should read and understand the terms of any loan offered by any lender, whether tribal or state-licensed, and to reject any loan offer that you cannot afford to repay or that includes terms that are not acceptable to you.
By submitting your information via this website, you authorize the owner of this website and its network of available lenders to do a credit check, which may include verifying your social security number, driver license number, or other identification, and a reviewof your credit worthiness. Credit checks are usually performed by one of the major credit bureaus such as Experian, Equifax and TransUnion, but also may include alternative credit bureaus such as Clarity, DataX, or others. You also authorize the owner of this website to share your information and credit history with its network of available lender sand other service providers.
Our lenders offer loans with an Annual Percentage Rate (APR) of 35.99% and below. For qualified consumers, the maximum APR (including the interest rates plus fees andother costs) is 35.99%. All loans are subject to the lender’s approval based on its own unique underwriting criteria.
Example: Loan Amount: $4,300.00, Annual Percentage Rate: 35.99%. Number of Monthly Payments: 30.
Monthly Payment Amount: $219.36. Total Amount Payable: $6,581.78 Loans include a minimum repayment plan of 12 months and a maximumre payment plan of 30 months.
This service is not available in all states.
Lender’s or Lending Partner’s Disclosure of Terms.
When a lender decides to offer you a loan, it is required by law to provide documents that contain all fees and rate information pertaining to that loan, including any potential fees for late-payments, and the terms (if permitted by applicable law) to refinance, renew or roll over your loan. Loan fees and interest rates are determined solely by the lender or financial service provider based on their internal policies, underwriting criteria and applicable law. This website has no knowledge of or control over the loan terms offered to you.
Late Payments Hurt Your Credit Score
Please be aware that missing a payment or making a late payment can negatively impact your credit score. To protect yourself and your credit history, make sure you only accept loan terms that you can afford to repay. If you cannot make a payment on time, you should contact your lender immediately and discuss payment options.
